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Stock Return Calculator — Free CAGR, ROI & Dividend Returns
Analyze your stock investments with CAGR, total return, dividend yield, and inflation-adjusted profits. Compare two stocks side by side, view yearly breakdowns, and export results.
No uploads. Everything runs locally in your browser.
Status
Enter your stock trade details to calculate returns. All calculations run locally in your browser.
Quick Presets
Trade Details
Total invested: $10,000Proceeds: $18,000
Return Summary
Your Investment
Total Return
+85.00%
Total Profit
$8,500
CAGR (Price)12.47%Ann. Return (Total)13.09%Dividend Yield5.00%Inflation-Adj. Profit$6,907Inflation-Adj. Return59.58%
Value Breakdown
Invested
$10,000
Proceeds
$18,000
Dividends
$500
Profit
$8,500
Infl-Adj Profit
$6,907
All calculations run locally in your browser. No data is ever sent or stored. Results are estimates, not financial advice.
Year-by-Year Breakdown
| Year | Start Value | Dividends | End Value | Gain | Gain % | Cumulative |
|---|---|---|---|---|---|---|
| 1 | $10,000 | $100 | $11,600 | $1,700 | +17.00% | $11,700 |
| 2 | $11,700 | $100 | $13,200 | $1,600 | +13.68% | $13,300 |
| 3 | $13,300 | $100 | $14,800 | $1,600 | +12.03% | $14,900 |
| 4 | $14,900 | $100 | $16,400 | $1,600 | +10.74% | $16,500 |
| 5 | $16,500 | $100 | $18,000 | $1,600 | +9.70% | $18,100 |
What is this tool
The stock return calculator is a free online tool that computes your investment performance — including CAGR (compound annual growth rate), total return, dividend yield, annualized returns, and inflation-adjusted gains. Enter your buy and sell prices, the number of shares, holding period, and dividends received to see exactly how your stock investment performed. Everything runs in your browser with complete privacy.
How to use
- Enter the buy price and sell price of your stock, along with the number of shares you traded.
- Set the holding period in years — move the slider for quick adjustments or type a precise value.
- Add any dividends you received during the holding period to calculate total return including income.
- Adjust the inflation rate to see your real (inflation-adjusted) returns in today's dollars.
- Enable comparison mode to analyze two stocks side by side, then export the breakdown as CSV.
Features
- CAGR calculation — see your compound annual growth rate for the stock's price appreciation over any time period.
- Total return with dividends — includes all dividend payments to show your actual stock ROI, not just price change.
- Inflation-adjusted analysis — understand your real purchasing power gains after accounting for inflation.
- Side-by-side comparison — compare two stock investments to see which delivered better returns.
- CSV export — download the full year-by-year breakdown for record keeping or further analysis in a spreadsheet.
Use cases
- Individual investors tracking the total return on stocks they've sold to assess past decisions.
- Comparing two different stocks you held to decide which strategy worked better for your portfolio.
- Financial bloggers illustrating real-world stock return scenarios with clear numbers and charts.
- Students learning about CAGR, dividends, and inflation in finance or economics coursework.
- Retirement planners projecting whether their dividend stock returns outpace inflation over decades.
Popular ways to use this tool
- Calculate your annualized return on a long-term stock holding to compare against the S&P 500 benchmark.
- See how much dividends contributed to your overall returns versus price appreciation alone.
- Check whether your stock profit actually beat inflation — especially important for multi-year holdings.
- Compare a growth stock versus a dividend stock to see which strategy yielded higher total returns.
- Use the preset scenarios to quickly understand typical stock return calculator outputs for common investing patterns.
FAQ
Is this stock return calculator free?
Yes. It is free and runs locally in your browser — no payments or signups required.
Does it store or share my investment data?
No. All calculations happen on your device. Your financial data never leaves your browser.
How do I calculate CAGR for my stock?
Enter your buy price, sell price, and holding period — the stock return calculator automatically computes the compound annual growth rate for you.
Does it include dividends in the return calculation?
Yes. Add your total dividends received during the holding period and the tool computes your total return and dividend yield alongside price-only CAGR.
Can I compare two stocks at once?
Yes. Enable comparison mode to enter a second stock's details and see all metrics side by side with a winner indicator.
Is this financial advice?
No. This is an estimation tool for informational purposes. Past returns do not guarantee future results. Consult a financial advisor for investment decisions.
How to use Stock Return Calculator — Free CAGR, ROI & Dividend Returns
- Enter your initial investment, current value, and holding period in years.
- Optionally add dividends received and additional contributions for a complete picture.
- View CAGR, total ROI, annualized returns, and a year-by-year growth breakdown.
Key features of Stock Return Calculator — Free CAGR, ROI & Dividend Returns
- Calculate CAGR, total return %, annualized return, and dividend yield in one click
- Side-by-side comparison of two stocks with interactive performance charts
- Year-by-year growth table showing running balance and cumulative dividends
- Inflation-adjusted returns to see real purchasing power gains
- Quick presets for common scenarios: growth stocks, dividend stocks, S&P 500 tracking
Stock Return Calculator — Free CAGR, ROI & Dividend Returns — key benefits
- Completely free with no signup or registration required.
- Runs entirely in your browser — your data is never uploaded.
- Works on desktop, tablet, and mobile devices.
- Instant results with no waiting or processing queues.
- Part of the ToolCircuit suite of free online finance tools tools.
When to Use a Stock Return Calculator
📈 Portfolio Performance Review
Calculate your annualized stock returns to see how your picks compare against the S&P 500. Know your true CAGR and evaluate if your strategy is working.
💰 Dividend Income Analysis
Factor in dividends to see total return on investment including price growth and income — essential for dividend-growth investors tracking real performance.
📊 Tax & Financial Planning
Export yearly breakdowns to estimate capital gains, plan tax-loss harvesting, or prepare documentation for tax season.
🏦 Investment Education
Learn how compound growth and dollar-cost averaging work by experimenting with different time horizons and contribution amounts.
Understanding Your Investment Results
- CAGR is the most reliable metric for comparing investments held for different durations — it smooths year-to-year swings into one annualized number.
- Inflation-adjusted returns show real purchasing power. A 10% nominal return with 3% inflation means your money grew only 7% in real terms.
- Regular contributions via dollar-cost averaging can boost long-term returns by buying more shares when prices dip.
- Always benchmark your stock return calculator results against relevant indices (S&P 500, sector ETFs) rather than absolute numbers alone.
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FAQ
What is CAGR?
CAGR (Compound Annual Growth Rate) is the average yearly return of an investment, smoothing out volatility. It's the standard metric for comparing stock performance across different holding periods.
How is total ROI calculated?
Total ROI = ((Current Value + Dividends − Initial Investment) ÷ Initial Investment) × 100. This calculator includes dividends and extra contributions for accuracy.
What's a good annual stock return?
The S&P 500 has historically returned 7–10% per year after inflation. Use this calculator to benchmark your individual stock returns against that baseline.
Does this account for inflation?
Yes — enable the inflation adjustment and enter a rate (typically 2–3%) to see your real, purchasing-power-adjusted returns.
Can I compare two stocks side by side?
Yes. Use the dual-stock comparison mode to enter two investments and see which delivered better returns over the same period.